time deposit

基本解释

Time deposits offer higher rates of return than most comparable investments because the invested money is "tied up" until the maturity of the time deposit.
定期存款比一般投资的回报率要高，因为投资的存款直到到期才能支取。
A time deposit is money given to a (banking) institution that earns interest but cannot be withdrawn except after giving notice for a defined period of time (usually 90 days).
定期存款就是以获得利息、同时除非在确定时间内（通常90天）通告方能取款的方式存到（银行）机构的钱。
Notice that the St. Louis memo tiptoes around the question of telling a depositor that he has a demand deposit while telling the rest of the country that he has a time deposit.
请注意，圣路易斯储备银行的备忘录一直在一个问题上遮遮掩掩，那就是把存款人的活期存款说成定期存款，欺骗国人。

For example, a "single account" is one account category that includes deposits in checking, savings accounts, money market deposit accounts and time deposits such as certificates of deposit (CDs).
FORBES: Magazine Article
However, each State referred to in Article 32 or in Article 33 of this Convention may declare, at the time of the deposit of its instruments of ratification, acceptance, approval or accession, that it shall not be bound by the provisions of paragraph 1 of this Article.
UNESCO: Intangible Cultural Heritage
Now it is time to make any deposit held at the Fed above a usual level uneconomic.
FORBES: No To "Twist" But A Little "Bump" & "Hustle"

a bank deposit from which withdrawals may be made only after advance notice or at a specified future date &rarrcompare demand deposit