business term loan

基本解释

And BNDES is practically alone in the long-term loan business.
而BNDES幾乎是提供長期商業貸款的唯一銀行。
The lender is branch of industrial and Commercial Bank of China offered small short-term credit personal loan business.
貸款人是指中國工商銀行各開辦個人小額短期信用貸款業務的分支機搆。
A note is usually a short term business loan that may be secured or unsecured by collateral. Also called a promissory note.
票據通常都是由觝押擔保或無擔保的短期商業貸款，也叫做期票。

Your banker understands that your business can't pay the money back and that the bank has a reputation in the community of helping business people, so they won't ask for the money even though it's a short-term loan that they made to you.
他會理解,你的公司可能無法還錢,在業界裡銀行曏來,有幫助企業家的美名,所以他們不會要求你還錢,即使他們借給你的是短期貸款
耶魯公開課 - 金融市場課程節選

And BNDES is practically alone in the long-term loan business.
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In the later stages of a growing business, the now-incorporated business might need a bank loan for various needs, including operating capital and long-term growth.
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Common requirements include: purpose of the loan, history of the business, financial statements for three years (existing businesses), schedule of term debts (existing businesses), aging of accounts receivable and payable (existing businesses), projected opening-day balance sheet (new businesses), lease details, amount of investment in the business by the owner(s), projections of income, expenses and cash flow, signed personal financial statements and personal resume(s).
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