credit score

基本解释

Consumer-debt payments relative to incomes are at a 17-year low and household credit scores are rising.
相对于收入而言的消费者债务支付创17年的低点，家庭的信用分数正在上升。
They know their customers' credit scores, credit histories, what they buy, when they buy, and when they are likely to default on their payments.
他们对其客户的信用评分，信用记录，他们买什么，他们何时买，他们何时有可能拖欠款项等信息了如指掌。
They are spending less on discretionary items, and many are struggling to keep their balances down—even, ominously, if they have gleaming credit scores.
他们在可自由选择的物品上花费少了，许多人在努力使收支平衡----更糟的是他们是否有流露出信用分数。

Three of the major credit reporting agencies are introducing a new way of calculating credit scores.
NPR: Credit-Reporting Agencies Create New Scoring Format
Fiserv is now competing with Fair Isaac, source of the ubiquitous Fico credit scores.
FORBES: Global 2000
Insurers use credit scores to set premium rates, and employers use them when making hiring decisions.
FORBES: 4 Lessons To Improve Your Credit Score