credit crunch

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There is no credit crunch on Main Street for small businesses.
在小企业的主要街道上绝对不存在信贷紧缩。
If there is one lesson everybody should take away from the credit crunch it is that central bankers, no less than dentists, are only human.
此次信贷危机有一个人人都应铭记在心的教训, 那就是, 就算不比牙医差, 央行行长也只是凡人而已.
"People have suffered that hit on their standards of living as a result of the rise in global oil prices and food prices and at the same time, we have had this credit crunch," he said.
布朗说：“随着全球石油价格和粮食价格同时提高，人民的生活水平受到了打击，再加上我们遇到信贷紧缩的局面，这些都可以称之为全球性的经济问题。

Hungary was the first European Union member state to receive international financing to avoid bankruptcy during the global credit crunch.
Some countries are blaming the United States for sparking the economic crisis through the deregulation of its financial scene - a move that led to a credit crunch and sparked an economic recession.

The Fed is trying to prevent the credit crunch from turning into a complete credit freeze.
NPR: Bailing out Bear Stearns
Taking advantage of those anomalies proved difficult at the height of the credit crunch.
ECONOMIST: Buttonwood

economic conditions that make financial organizations less willing to lend money, often causing serious economic problems

a period during which there is a sudden reduction in the availability of credit from banks and other lenders

信贷紧缩
First, the credit crunch caused by capital regulation is a direct way to impact the economy.
首先,资本充足率监管导致的信贷紧缩是影响经济的直接途径。
信用紧缩